Core concepts
Why dividends are invisible
The income is real, the tax is real, and there is no transaction anywhere in your wallet to tell you about it.
When the underlying stock pays a dividend, a shareholder receives cash and a broker records it. A token holder receives a multiplier increase: the same economic event, delivered as a change to a number rather than a payment.
| Holding the stock | Holding the token | |
|---|---|---|
| What arrives | Cash in your account | Nothing |
| What changes | Cash balance | The multiplier |
| What your records show | A dividend line | No entry at all |
| What you owe | Income tax | Income tax |
This is the part that surprises people
In many countries you now owe tax on money you did not know you received, and your crypto tax tool has no way to tell you, because from its point of view nothing occurred.
#How Accuren detects it
- Watch the multiplier for every token you hold, block by block.
- When it rises, compute the share equivalence before and after, and multiply by your balance at that block.
- Value the difference at the reference price for the underlying, on that date.
- Convert to your reporting currency at the rate that applied on that date, not today's.
- Emit an
income.multiplier_increaseevent with all four figures attached.
{
"type": "income.multiplier_increase",
"token": "NVDAx",
"block": 44901772,
"date": "2026-08-14",
"sharesAccrued": "0.036",
"income": { "usd": "61.40", "idr": "988,724", "rate": "16103", "rateDate": "2026-08-14" },
"walletTransaction": null
}walletTransaction: null is not a bug. It is the whole point: the event exists in your tax record and nowhere else.
#Reporting it
How this income is characterised depends on where you file and on whether the instrument is treated as a debt security. Accuren applies the rule set you configure and shows the reasoning on every line, so an adviser can check the treatment rather than trust it.