Core concepts
Debt security treatment
In most jurisdictions these instruments are not taxed like crypto. Getting the classification wrong changes every figure downstream.
A tokenized stock is usually a claim on a share issued by a company, not the share itself. Many tax codes treat that claim as a debt security or a structured product, with its own rules for income, gains, and timing — rules that differ from both equities and crypto assets.
This is a classification, not advice
Accuren applies the rule set you choose and shows its reasoning on every line. Which classification is right where you file is a question for an adviser, and it is worth asking before your first disposal, not after.
#What changes when it applies
| Treated as crypto | Treated as a debt security | |
|---|---|---|
| Multiplier accrual | Often invisible entirely | Income when it accrues |
| Holding period relief | Sometimes available | Often unavailable |
| Loss offset | Against crypto gains | Against other investment income |
| Reporting form | Crypto schedule | Investment income schedule |
#Setting it
{
"jurisdiction": "ID",
"classify": "debt_security",
"lotMatching": "fifo"
}classify accepts debt_security, equity, or crypto_asset. Changing it re-runs the replay and produces a diff against your last export rather than silently restating it.
#Cashing out
Redemption is usually the largest single event in the life of the position: the whole gain crystallises at once, in a currency that has moved since you bought. Accuren models it before you do it — see Sell now versus sell later in the export tools.